13 Humorous Journey Insurance coverage Tales – Fortunate For Some, Much less So For Others!

Low-cost journey insurance coverage has a status of being fairly a boring space to work in. Whereas it does have its boring routine moments, identical to another job, these are made up for by the occasional impressed humorous journey insurance coverage tales you hear. It’s arduous to say what number of of them are both exaggerated, massively embellished or simply plain made up, however I nonetheless discovered just a few of those journey insurance coverage tales made me chortle whereas I used to be researching this text, and that’s adequate for me.

Right here’s 13 humorous journey insurance coverage tales. Whereas 13 is historically an unfortunate quantity, a good few on this listing will think about themselves very fortunate to be lined by understanding journey insurance coverage corporations! The remaining ones who had been turned down will little doubt have realized a useful life lesson!

• Cheeky Monkeys Trigger Havoc

In keeping with this story (tail?), a bunch of cheeky monkeys conspired to smash a pair’s romantic journey to Malaysia. Because of the warmth, the couple left the window of their chalet open through the day whereas they went out, however regretted their choice once they returned to find their garments and belongings all around the surrounding resort and neighbouring rainforest. The couple’s insurance coverage firm had been fortunately understanding and ensured they didn’t have to maintain re-wearing the identical garments for the rest of their journey!

You recognize Bombay Combine? The spicy Indian snack meals. One traveller claimed to have misplaced £600 price of the stuff on his means again from vacation, and tried to say on his journey insurance coverage. With Bombay Combine costing lower than £1 per 250g bag, a conservative estimate is that the person would have to be carrying over 80 kilograms of the snack to have racked up £600 bills! Fairly arduous to misplace, you’d have thought, and the journey insurance coverage firm agreed, refusing to pay the declare.

One traveller misplaced his pockets down a drain, whereas exploring Natanya in Israel. Nonetheless, reasonably than submitting a police report and contacting his journey insurance coverage suppliers, the courageous particular person tried to fish his pockets out of the drain – solely to be stung by a toxic scorpion which had made the world its house! The person’s therapy (and presumably his lacking pockets) was lined by his journey insurance coverage.

Successful the doubtful honour of essentially the most unfortunate on the listing, this household’s tenting journey went awry when a parachutist from the close by airbase missed his goal and landed squarely on the household tent. The tenting tools was ruined, and so as to add insult to damage, they weren’t lined for unintentional injury so needed to foot the invoice themselves.

• The joke’s on the burglar?

A reasonably routine declare for a stolen cosmetics bag took an amusing twist when it was revealed that the sufferer had transferred her medical-strength haemorrhoid cream into an empty moisturiser tub earlier within the vacation. Whereas French police remained looking out for a suspiciously smooth-faced thief, the lady’s journey insurance coverage firm paid up for the lacking make-up, fragrance and lotions.

• Flawed airport, unsuitable nation!

A person who claimed for a vacation cancellation when he was refused entry to a flight was turned down, when it emerged his flight wasn’t from Manchester within the North West of England, however Manchester, New Hampshire in the USA.

• Some claims simply aren’t well worth the extra!

Right here’s a tip for you – when you have an extra it’s worthwhile to pay on a declare of £50, ensure your stolen possessions are price on the very least £50.01! One traveller who had his bag snatched on vacation had his declare turned down, when it was established the whole stock of contents was: 1x bottle of water, 1 x newspaper and 1 x packet of mints. No marvel his low-cost journey insurance coverage declare was rejected.

• Criminals aren’t the one animals to smash your journey

For those who’re holidaying within the Black Forest, you could need to be sure to lock up correctly while you depart the home. One household got here again to their chalet to find their house had been invaded by one hungry goat, which had proceeded to a lot his means by way of their wallets, passports and sandwiches. Their declare for brand new passports and wallets had been rejected on the grounds of negligence in leaving the chalet large open.

For those who’re planning on enjoyable below a tree in Sri Lanka, it’s price checking your spot fastidiously, as one traveller discovered after being concussed by a falling coconut. The damage knocked her out, which can sound unlikely till you think about that the typical recent coconut weights 2 kilograms, and their timber develop as much as 30 metres excessive. A coconut travelling at 53 miles per hour isn’t any joke, and it’s unsurprising that the traveller was reimbursed the £400 medical payments.

Then again, others apparently can’t operate with out their coconuts: a pair returned from Mauritius to find their native produce lacking. Claiming for 2 misplaced coconuts might look like an inexpensive thought on paper, however with each costing lower than a pound to switch, and an preliminary extra on any declare product of £50, it’s no marvel the journey insurance coverage suppliers turned this one down.

Sometimes you hear of a declare for one thing that’s simply fully baffling, and it was as such for Direct Line, who allegedly obtained a declare for a “guitar made out of a pumpkin”.

• A burning want for a drink

On the mockingly labelled ‘Hearth Bar’ in Greece, one reveller paid the worth for ‘needing a drink’ when she remained on the bar ready to be served regardless of a loud buzzer and the speedy departure of others clamouring for a pint. Unsurprisingly, the buzzer turned out to be a fireplace alarm – a reality which she lastly appreciated when the flames engulfed the world. She escaped the scene with third diploma burns and £300 of medical bills to pay – which her journey insurance coverage firm lined.

Lastly extra of a reality than a humorous journey insurance coverage story, however its believed that there have been extra claims for stolen £1000 Rolex Oysters watches than have been manufactured. It appears some folks have been inventive with their journey insurance coverage claims…